True cost of buying crypto
Add up the trading fee, the spread and the withdrawal fee to see how much crypto you really get for your money.
The hidden cost: the spread
Many simple "buy" screens show no fee but charge a price above the market. That gap is the spread. Combined with a trading fee, it can cost several percent before the coin has moved at all. See fees explained.
Questions
What is the spread in crypto?
The difference between the price you pay and the market price (or between buying and selling prices). It's a cost even when no fee is listed.
How can I pay less?
Use bank transfers rather than cards, and an exchange's advanced trading screen rather than its instant-buy button.
Every result is worked out in your browser. Nothing you type is sent anywhere. Results are estimates for learning and planning, not financial or tax advice. Last reviewed October 26, 2026.